A measurement instrument.

Inflect exists because the difference between the inflation rate you read in the morning paper and the inflation rate that operates on your salary is not a rounding error. For an urban household spending most of its budget on food delivery, fuel, electricity, school fees and travel, the personal rate routinely runs three to five percentage points above the headline. That gap is the quiet erosion of a standard of living, and of every long-term financial assumption built on top of it.

The product takes thirteen behavioural inputs, assembles a basket that resembles your spending, applies live MOSPI and PPAC series rates, and returns the rupee cost of inflation, the salary increment required to keep up, and the additional monthly saving required to preserve a real return. It does not give advice. It returns numbers.